Financing Cosmetic Surgery

Advance Laser & Cosmetic Center offers easy and interest-free financing through several different lenders for cosmetic surgery in Orange County. We encourage you to speak to one of our patient care coordinators for more details with respect to financing options. Once you are ready to apply, select from one of the lenders below. You may fill-out their applications on line or call one of their customer service representatives for fast and easy processing. Most approvals are given over the phone or online within 20 minutes.

Patient Payment Plans

We work with multiple lenders and offer a number of patient financing options. Before you apply, we encourage you to speak to one of our Patient Care Coordinators.
When you are ready to apply select a lender below and click the Apply Now button. You will then select your doctor and complete the application. You will also have the opportunity to apply with the other lenders.

We offer No Interest (same as cash) payment plans for up to 24 months. We also offer extended payment plans for 24, 36, 48 or 60 months with varying rates of interest depending upon your credit history. Here is more information regarding the lenders that we work with:

Sharper Image Loan

Our Sharper Image Loan’s low rates make elective surgery more affordable — and its fixed rates ensure that your payment will never increase!

Interest Rates as low as 11.49% Terms up to 60 months Loan Amounts up to $25,000 or 3 times gross monthly income of primary applicant whichever is less. To be eligible to apply for this loan the applicant must either live, work or pray in San Diego or Riverside County.

Care Credit

With CareCredit financing, there are no up-front costs and no pre-payment penalties CareCredit covers operations anywhere from $1,000 to $25,000 CareCredit provides No-Interest Payment Plans for 3, 6, 12, and 18 months, as well as Extended Payment Plans with interest rates starting at 9.90%.

MedicalFinancing.com

Great rates and flexible plans. MedicalFinancing.com offers convenient financing programs and flexible payment options. With available limits from $1,000 to over $25,000, including financing programs for even those with less than perfect credit. Rates start as low as 5.99% and there are no prepayment penalties. Quick and easy loan process. Applying for a medical loan is fast and easy. Simply fill out the online loan application form and upon completion one of our friendly and knowledgeable loan experts will notify you about your options. MedicalFinancing.com offers a wide range of financing solutions and will assist you through the entire loan process every step of the way. Afford procedures that are not covered by health insurance. MedicalFinancing.com can finance a wide variety of medical procedures that are not covered by health insurance. Loans are available for liposuction, hair restoration, vision correction, tummy tuck, breast augmentation, gastric bypass and most other common medical procedures. Rates starting as low as 5.99%. We offer promotions such as fixed interest rates, deferred interest, and fixed low monthly payments. No prepayment penalty. Bad credit financing available with co-signer. *Requirements for Guaranteed Approval Program: checking account, must be gainfully employed, must be able to afford the loan, must be able to save a down payment towards your procedure, provider participation. If you meet the above criteria you may be approved.

Dr. Tim Roham is an experienced cosmetic surgeon serving the needs of patients throughout Southern California. His vast experience and reputation for beautiful aesthetic results attracts patients from throughout Dana Point, Mission Viejo, Laguna Beach, Laguna Niguel, Irvine, and Rancho Santa margarita.